A dog (or a cat) is often more like a friend than a pet, and often
one of the most important things in our lives. Yet we often leave
them uninsured, with potentially expensive consequences. Your dog
or cat may suffer an accident, become ill or injure somebody, leaving
you with vet fees and legal bills sometimes running into hundreds
or even thousands of pounds.
Pet insurance plans can cover such eventualities as your pet having
an accident, sickness, compensation for having to cancel your holiday,
money for advertising or to pay a reward if your pet is lost or
stolen. The level of cover varies with each policy, but most provide
cover for the following categories:
Vet fees
Death benefit
Holiday cancellation
Boarding fees
Theft/straying
Advertising/reward
Third party liability
Accidental damage
You should always check the small print on your policy for exclusions
as some things aren't covered, for example; the cost of treatment
for any condition which occurred before the policy started, flea
control, vaccinations or spaying and castration.
There are also some types of dogs which cannot be insured, for
example; racing dogs, guard dogs, working dogs or dogs registered
under the Dangerous Dogs Act.
The pet insurance finder takes less than 30 seconds. There are
three simple questions to complete after which you will be able
to view a table of results, listing available policies in order
of price. You can sort these by cheapest monthly premium or cheapest
annual premium and find the best policy for your needs.
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